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How do I apply for the Canadian Dental Care Plan?

✓ Verified answer Written from official pages, with checked citations and a verification date.

General information, not medical advice. The Canadian Dental Care Plan (CDCP) helps make dental care more affordable for eligible Canadian residents. To apply, you must meet 4 criteria: have no access to private dental insurance or coverage, have filed your tax return in Canada, have an adjusted family net income of less than $90,000, and be a Canadian resident for tax purposes. Applications for the 2026-2027 benefit period are open: you can apply online with My Service Canada Account or by phone. The plan pays part of the cost, depending on your family income, directly to the oral health care provider.

Official page: Apply for the Canadian Dental Care Plan (Canada.ca) ↗

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Key facts
Benefit period
Applications for 2026-2027 are open. Coverage is offered for a set period: it must be renewed every year.
Adjusted family net income
Less than $90,000 to be eligible. The plan pays 100% of CDCP rates under $70,000, 60% between $70,000 and $79,999, and 40% between $80,000 and $89,999 (the rest is your co-payment).
Cost to apply
No fee to apply or to renew your coverage.
Services that may be covered
Exams, x-rays, cleaning, fluoride, sealants, fillings, root canals, extractions, removable dentures, among others. Some services require prior authorization; orthodontic services are not currently available.
Information and application by phone
Service Canada: 1-833-537-4342 (TTY: 1-833-677-6262).
Steps
  1. Check the 4 eligibility criteria: no access to private dental insurance or coverage, tax return filed in Canada (yours and your spouse's or common-law partner's, if applicable), adjusted family net income of less than $90,000, and Canadian residency for tax purposes.
  2. Before confirming that you have no access to dental coverage, check the code on your T4 slip (box 45) or T4A slip (box 015): the number 1 means your employer or pension plan administrator reports that you have no access to it. Also check the slips of your spouse or common-law partner.
  3. Gather the information requested for each person included in the application: social insurance number (if available for children), date of birth, full name, home address and mailing address, and any dental coverage from government social programs, if applicable.
  4. Apply online: sign in to (or create) your My Service Canada Account, go to the "Canadian Dental Care Plan" section of the dashboard and click "Apply for the Canadian Dental Care Plan". If you cannot use My Service Canada Account, there is an option to apply through Canada.ca, or by phone at 1-833-537-4342 (TTY: 1-833-677-6262).
  5. Your spouse or common-law partner must submit their own application to be covered: the information you give about them is only used to calculate your adjusted family net income.
  6. Wait for the confirmation letter or email (depending on your preferred way of communicating). It shows your member number, the start date of your coverage and your co-payment level. Do not book an appointment before the start date.
  7. Book an appointment with an oral health care provider and confirm at every appointment that your coverage is active. You should not have to pay the full cost up front, but you may have to pay your co-payment and possible extra fees directly to the provider.
General information drawn from official sources. It does not replace legal, medical or financial advice. For your situation, contact the organization concerned or a professional.
Sources

Checked on October 5, 2026. Rules, deadlines and fees can change: always confirm on the official page above. Demande au Québec is an independent website, not a government site.

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